@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&display=swap');

:root {
  /* ── Finch Brand Palette (5-color system) ────────────── */
  --finch-forest:      #10443e;   /* deep forest – primary   */
  --finch-forest-dark: #0c3330;   /* hover/pressed state     */
  --finch-medium:      #32745c;   /* medium green – secondary */
  --finch-teal:        #62a29a;   /* teal – accent / links   */
  --finch-gold:        #b29361;   /* warm gold – highlight   */
  --finch-cream:       #ede4d6;   /* warm cream – surfaces   */

  /* ── Legacy aliases (keep all components working) ─────── */
  --finch-sage:        #62a29a;
  --finch-sage-light:  rgba(98,162,154,0.22);
  --finch-sage-mid:    #62a29a;
  --finch-mist:        #f3ede5;

  /* ── Background Gradient ─────────────────────────────── */
  --bg-body: linear-gradient(
    160deg,
    #eef6f4 0%,
    #e4f0ec 35%,
    #daeae6 65%,
    #eef6f4 100%
  );

  /* ── Brand aliases ───────────────────────────────────── */
  --brand-gold:  #b29361;
  --brand-amber: #10443e;
  --brand-cream: #ede4d6;
  --brand-warm:  #f3ede5;

  /* ── Neutral Palette ─────────────────────────────────── */
  --neutral-black:     #10443e;
  --neutral-medGray:   #3a5c56;
  --neutral-warmGray:  #7a9490;
  --neutral-lightGray: #aec8c4;

  /* ── Surface Palette ─────────────────────────────────── */
  --surface-white:  #ffffff;
  --surface-subtle: #eef6f4;
  --surface-card:   #f8f2ea;

  /* ── Shadows ─────────────────────────────────────────── */
  --shadow-luxury:       0 4px 20px rgba(16, 68, 62, 0.08);
  --shadow-luxury-hover: 0 12px 40px rgba(16, 68, 62, 0.16);

  /* ── Fonts ───────────────────────────────────────────── */
  --font-display: "Playfair Display", Georgia, serif;
  --font-body:    "IBM Plex Sans", system-ui, -apple-system, sans-serif;
}

/* =========================================================================
   Reset & Base
   ========================================================================= */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--neutral-medGray);
  /* ── Logo-extracted gradient background ── */
  background: var(--bg-body);
  background-attachment: fixed;
  min-height: 100vh;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Ambient orb layer — uses new teal/gold palette */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(ellipse 65% 55% at 10% 15%,  rgba(98,162,154,0.22)  0%, transparent 70%),
    radial-gradient(ellipse 50% 60% at 88% 80%,  rgba(16,68,62,0.10)    0%, transparent 70%),
    radial-gradient(ellipse 40% 45% at 55% 50%,  rgba(178,147,97,0.08)  0%, transparent 70%);
  pointer-events: none;
}

h1, h2, h3, h4, .font-display {
  font-family: var(--font-display);
  color: var(--neutral-black);
  line-height: 1.1;
}

a {
  text-decoration: none;
  color: inherit;
  transition: all 0.3s ease;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

button {
  cursor: pointer;
  background: none;
  border: none;
  font: inherit;
}

input, textarea, select {
  font-family: inherit;
  font-size: inherit;
}

/* =========================================================================
   Typography Utilities
   ========================================================================= */
.text-xs { font-size: 0.75rem; line-height: 1rem; }
.text-sm { font-size: 0.875rem; line-height: 1.25rem; }
.text-base { font-size: 1rem; line-height: 1.5rem; }
.text-lg { font-size: 1.125rem; line-height: 1.75rem; }
.text-xl { font-size: 1.25rem; line-height: 1.75rem; }
.text-2xl { font-size: 1.5rem; line-height: 2rem; }
.text-3xl { font-size: 1.875rem; line-height: 2.25rem; }
.text-4xl { font-size: 2.25rem; line-height: 2.5rem; }
.text-5xl { font-size: 3rem; line-height: 1; }
.text-6xl { font-size: 3.75rem; line-height: 1; }
.text-7xl { font-size: 4.5rem; line-height: 1; }
.text-8xl { font-size: 6rem; line-height: 1; }
.text-9xl { font-size: 8rem; line-height: 1; }

.font-normal { font-weight: 400; }
.font-semibold { font-weight: 600; }
.font-bold { font-weight: 700; }
.font-black { font-weight: 900; }
.italic { font-style: italic; }

.uppercase { text-transform: uppercase; }
.tracking-tight { letter-spacing: -0.025em; }
.tracking-tighter { letter-spacing: -0.05em; }
.tracking-wide { letter-spacing: 0.025em; }
.tracking-wider { letter-spacing: 0.05em; }
.tracking-widest { letter-spacing: 0.1em; }
.tracking-mega { letter-spacing: 0.2em; }
.tracking-ultra { letter-spacing: 0.3em; }

.leading-none { line-height: 1; }
.leading-tight { line-height: 1.25; }
.leading-snug { line-height: 1.375; }
.leading-normal { line-height: 1.5; }
.leading-relaxed { line-height: 1.625; }
.leading-loose { line-height: 2; }

.text-left { text-align: left; }
.text-center { text-align: center; }
.text-right { text-align: right; }

/* Colors */
.text-brand-amber { color: var(--brand-amber); }
.text-brand-gold { color: var(--brand-gold); }
.text-brand-cream { color: var(--brand-cream); }
.text-neutral-black { color: var(--neutral-black); }
.text-neutral-medGray { color: var(--neutral-medGray); }
.text-neutral-warmGray { color: var(--neutral-warmGray); }
.text-neutral-lightGray { color: var(--neutral-lightGray); }
.text-white { color: #ffffff; }

.bg-surface-white { background-color: var(--surface-white); }
.bg-surface-subtle { background-color: var(--surface-subtle); }
.bg-surface-card { background-color: var(--surface-card); }
.bg-brand-cream { background-color: var(--brand-cream); }
.bg-brand-gold { background-color: var(--brand-gold); }
.bg-brand-amber { background-color: var(--brand-amber); }
.bg-neutral-black { background-color: var(--neutral-black); }
.bg-white { background-color: #ffffff; }
.bg-transparent { background-color: transparent; }

/* =========================================================================
   Layout & Structural Utilities
   ========================================================================= */
.container {
  width: 100%;
  max-width: 1440px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 2.5rem;
  padding-right: 2.5rem;
}

.main-content {
  padding-top: 80px; 
  min-height: calc(100vh - 80px);
}

.w-full { width: 100%; }
.h-full { height: 100%; }
.min-h-screen { min-height: 100vh; }
.h-screen { height: 100vh; }
.w-64 { width: 16rem; }
.h-64 { height: 16rem; }
.w-80 { width: 20rem; }
.h-80 { height: 20rem; }

.max-w-xl { max-width: 36rem; }
.max-w-2xl { max-width: 42rem; }
.max-w-3xl { max-width: 48rem; }
.max-w-4xl { max-width: 56rem; }
.max-w-5xl { max-width: 64rem; }
.mx-auto { margin-left: auto; margin-right: auto; }

.overflow-hidden { overflow: hidden; }

/* Flex & Grid */
.flex { display: flex; }
.inline-flex { display: inline-flex; }
.flex-col { flex-direction: column; }
.flex-wrap { flex-wrap: wrap; }
.flex-1 { flex: 1 1 0%; }
.justify-start { justify-content: flex-start; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.justify-end { justify-content: flex-end; }
.items-start { align-items: flex-start; }
.items-center { align-items: center; }
.items-end { align-items: flex-end; }

.grid { display: grid; }
.grid-cols-1 { grid-template-columns: repeat(1, minmax(0, 1fr)); }
.grid-cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.col-span-1 { grid-column: span 1 / span 1; }
.col-span-2 { grid-column: span 2 / span 2; }

.gap-2 { gap: 0.5rem; }
.gap-3 { gap: 0.75rem; }
.gap-4 { gap: 1rem; }
.gap-6 { gap: 1.5rem; }
.gap-8 { gap: 2rem; }
.gap-10 { gap: 2.5rem; }
.gap-12 { gap: 3rem; }
.gap-16 { gap: 4rem; }
.gap-24 { gap: 6rem; }

/* Spacing */
.p-0 { padding: 0; }
.p-2 { padding: 0.5rem; }
.p-4 { padding: 1rem; }
.p-6 { padding: 1.5rem; }
.p-8 { padding: 2rem; }
.p-10 { padding: 2.5rem; }
.p-12 { padding: 3rem; }
.p-16 { padding: 4rem; }

.px-4 { padding-left: 1rem; padding-right: 1rem; }
.px-6 { padding-left: 1.5rem; padding-right: 1.5rem; }
.px-8 { padding-left: 2rem; padding-right: 2rem; }

.py-2 { padding-top: 0.5rem; padding-bottom: 0.5rem; }
.py-4 { padding-top: 1rem; padding-bottom: 1rem; }
.py-6 { padding-top: 1.5rem; padding-bottom: 1.5rem; }
.py-8 { padding-top: 2rem; padding-bottom: 2rem; }
.py-12 { padding-top: 3rem; padding-bottom: 3rem; }
.py-16 { padding-top: 4rem; padding-bottom: 4rem; }
.py-24 { padding-top: 6rem; padding-bottom: 6rem; }
.py-32 { padding-top: 8rem; padding-bottom: 8rem; }
.py-40 { padding-top: 10rem; padding-bottom: 10rem; }

.pb-8 { padding-bottom: 2rem; }
.pb-12 { padding-bottom: 3rem; }
.pb-24 { padding-bottom: 6rem; }
.pb-32 { padding-bottom: 8rem; }
.pt-12 { padding-top: 3rem; }

.m-0 { margin: 0; }
.mb-2 { margin-bottom: 0.5rem; }
.mb-4 { margin-bottom: 1rem; }
.mb-6 { margin-bottom: 1.5rem; }
.mb-8 { margin-bottom: 2rem; }
.mb-10 { margin-bottom: 2.5rem; }
.mb-12 { margin-bottom: 3rem; }
.mb-16 { margin-bottom: 4rem; }
.mb-24 { margin-bottom: 6rem; }
.mt-4 { margin-top: 1rem; }
.mt-8 { margin-top: 2rem; }
.mt-12 { margin-top: 3rem; }

.space-y-4 > :not([hidden]) ~ :not([hidden]) { margin-top: 1rem; }
.space-y-6 > :not([hidden]) ~ :not([hidden]) { margin-top: 1.5rem; }
.space-y-8 > :not([hidden]) ~ :not([hidden]) { margin-top: 2rem; }
.space-y-12 > :not([hidden]) ~ :not([hidden]) { margin-top: 3rem; }
.space-y-16 > :not([hidden]) ~ :not([hidden]) { margin-top: 4rem; }

/* Positioning */
.relative { position: relative; }
.absolute { position: absolute; }
.fixed { position: fixed; }
.sticky { position: sticky; }
.inset-0 { top: 0; right: 0; bottom: 0; left: 0; }
.top-0 { top: 0; }
.bottom-0 { bottom: 0; }
.left-0 { left: 0; }
.right-0 { right: 0; }
.top-32 { top: 8rem; }

.-z-10 { z-index: -10; }
.z-0 { z-index: 0; }
.z-10 { z-index: 10; }
.z-20 { z-index: 20; }
.z-50 { z-index: 50; }

.opacity-30 { opacity: 0.3; }
.opacity-50 { opacity: 0.5; }
.opacity-60 { opacity: 0.6; }
.opacity-80 { opacity: 0.8; }

.rounded-lg { border-radius: 0.5rem; }
.rounded-xl { border-radius: 0.75rem; }
.rounded-2xl { border-radius: 1rem; }
.rounded-3xl { border-radius: 1.5rem; }
.rounded-full { border-radius: 9999px; }

.shadow-sm { box-shadow: 0 1px 2px 0 rgba(0, 0, 0, 0.05); }
.shadow-md { box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06); }
.shadow-lg { box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05); }
.shadow-2xl { box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25); }

/* Borders */
.border { border-width: 1px; border-style: solid; border-color: rgba(180, 178, 169, 0.2); }
.border-t { border-top-width: 1px; border-top-style: solid; border-top-color: rgba(180, 178, 169, 0.2); }
.border-b { border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgba(180, 178, 169, 0.2); }
.border-y { border-top-width: 1px; border-bottom-width: 1px; border-style: solid; border-color: rgba(180, 178, 169, 0.2); }

/* Responsive Grid / Visibility */
.hidden { display: none; }
.block { display: block; }
.md-block { display: none; }
.lg-block { display: none; }
.md-hidden { display: block; }
.md-flex { display: none; }
.lg-flex { display: none; }

@media (min-width: 768px) {
  .md-block { display: block !important; }
  .md-hidden { display: none !important; }
  .md-flex { display: flex !important; }
  .md-grid-cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .md-grid-cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .md-text-5xl { font-size: 3rem; }
  .md-text-6xl { font-size: 3.75rem; line-height: 1.1; }
  .md-text-7xl { font-size: 4.5rem; line-height: 1; }
}

@media (min-width: 1024px) {
  .lg-block { display: block !important; }
  .lg-flex { display: flex !important; }
  .lg-flex-row { flex-direction: row; }
  .lg-grid-cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .lg-grid-cols-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .lg-grid-cols-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .lg-grid-cols-12 { grid-template-columns: repeat(12, minmax(0, 1fr)); }
  .lg-col-span-4 { grid-column: span 4 / span 4; }
  .lg-col-span-5 { grid-column: span 5 / span 5; }
  .lg-col-span-6 { grid-column: span 6 / span 6; }
  .lg-col-span-7 { grid-column: span 7 / span 7; }
  .lg-col-span-8 { grid-column: span 8 / span 8; }
  .lg-col-span-12 { grid-column: span 12 / span 12; }
  .lg-p-16 { padding: 4rem; }
  .lg-p-20 { padding: 5rem; }
  .lg-p-24 { padding: 6rem; }
  .lg-py-24 { padding-top: 6rem; padding-bottom: 6rem; }
  .lg-py-32 { padding-top: 8rem; padding-bottom: 8rem; }
  .lg-gap-16 { gap: 4rem; }
  .lg-gap-20 { gap: 5rem; }
  .lg-gap-24 { gap: 6rem; }
  .lg-text-5xl { font-size: 3rem; }
  .lg-text-6xl { font-size: 3.75rem; line-height: 1.1; }
  .lg-text-9xl { font-size: 8rem; line-height: 1; }
}

@media (min-width: 1280px) {
  .xl-block { display: block !important; }
  .xl-flex { display: flex !important; }
}

@media (min-width: 1440px) {
  .xl-py-40 { padding-top: 10rem; padding-bottom: 10rem; }
  .xl-text-8xl { font-size: 6rem; line-height: 1; }
}

/* =========================================================================
   Components & UI Elements
   ========================================================================= */

/* Glassmorphism */
.glass-card {
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255, 255, 255, 0.4);
  box-shadow: var(--shadow-luxury);
  border-radius: 1.5rem;
  padding: 3rem;
  transition: transform 0.4s ease, box-shadow 0.4s ease, background 0.4s ease;
}
.glass-card:hover {
  transform: translateY(-8px);
  background: rgba(255, 255, 255, 0.9);
  box-shadow: var(--shadow-luxury-hover);
}

/* Base Inputs */
.input-field {
  width: 100%;
  padding: 1.25rem;
  background-color: var(--surface-subtle);
  border: 1px solid rgba(180, 178, 169, 0.2);
  border-radius: 0.75rem;
  font-family: var(--font-body);
  font-weight: 700;
  outline: none;
  transition: all 0.3s ease;
}
.input-field:focus {
  border-color: var(--brand-gold);
  background-color: var(--surface-white);
  box-shadow: var(--shadow-gold-glow);
}

/* Buttons */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--neutral-black);
  color: var(--surface-white);
  padding: 1.25rem 2.5rem;
  border-radius: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(44, 44, 42, 0.15);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--surface-white);
  color: var(--neutral-black);
  border: 1px solid rgba(44, 44, 42, 0.1);
  padding: 1.25rem 2.5rem;
  border-radius: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  transition: all 0.3s ease;
}
.btn-secondary:hover {
  border-color: var(--neutral-black);
  background: var(--surface-subtle);
  transform: translateY(-2px);
}

.nav-cta {
  padding: 0.75rem 1.75rem;
  font-size: 0.75rem;
}

/* =========================================================================
   Navigation & Header
   ========================================================================= */
header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: 80px;
  z-index: 1000;
  transition: all 0.4s ease;
  background: transparent;
  display: flex;
  align-items: center;
}

header.scrolled {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 1px 15px rgba(0,0,0,0.03);
  height: 70px;
}

.nav-item {
  position: relative;
  height: 80px;
  display: flex;
  align-items: center;
}
header.scrolled .nav-item { height: 70px; }

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(15px);
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(15px);
  min-width: 260px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.1);
  border-radius: 1rem;
  padding: 1.25rem 0;
  opacity: 0;
  visibility: hidden;
  transition: all 0.35s cubic-bezier(0.23, 1, 0.32, 1);
  border: 1px solid rgba(180, 178, 169, 0.15);
  z-index: 50;
}

.nav-item:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-trigger {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  cursor: pointer;
}

.dropdown-item {
  display: block;
  padding: 0.85rem 2rem;
  font-size: 0.875rem;
  color: var(--neutral-medGray);
  font-weight: 600;
  transition: all 0.3s ease;
}

.dropdown-item:hover {
  background: var(--brand-warm);
  color: var(--neutral-black);
  padding-left: 2.25rem;
}

nav a.active, .nav-item.active .dropdown-trigger {
  color: var(--brand-amber) !important;
  position: relative;
}
nav a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--brand-gold);
  border-radius: 2px;
}

/* =========================================================================
   FAQ & Interactive Elements
   ========================================================================= */
.faq-item {
  border: 1px solid rgba(180, 178, 169, 0.2);
  border-radius: 1rem;
  overflow: hidden;
  transition: border-color 0.3s ease;
  background: var(--surface-white);
}
.faq-item:hover {
  border-color: rgba(250, 199, 117, 0.4);
}
.faq-trigger {
  width: 100%;
  text-align: left;
  padding: 1.5rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 700;
  font-size: 1.125rem;
  transition: background 0.3s ease;
}
.faq-trigger:hover {
  background: rgba(241, 239, 232, 0.5);
}
.faq-content {
  display: none;
  padding: 0 2rem 1.5rem 2rem;
  color: var(--neutral-medGray);
  line-height: 1.8;
  border-top: 1px solid rgba(180, 178, 169, 0.1);
  margin-top: 1rem;
  padding-top: 1.5rem;
}
.faq-item.active .faq-content {
  display: block;
}
.faq-item.active .faq-icon {
  transform: rotate(180deg);
}
.faq-item.active .faq-icon .vertical-line {
  opacity: 0;
}
.faq-icon {
  transition: transform 0.3s ease;
  color: var(--brand-gold);
}

/* Form Steps */
.form-step { display: none; }
.form-step.active { display: block; }

/* =========================================================================
   Animations
   ========================================================================= */
.transition-all { transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1); }
.transition-colors { transition: color 0.3s ease, background-color 0.3s ease; transform: none; }

.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 1s cubic-bezier(0.165, 0.84, 0.44, 1), 
              transform 1s cubic-bezier(0.165, 0.84, 0.44, 1);
}
.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

@keyframes float {
  0% { transform: translateY(0px); }
  50% { transform: translateY(-15px); }
  100% { transform: translateY(0px); }
}
.floating { animation: float 6s ease-in-out infinite; }

@keyframes scroll {
  0% { transform: translateX(-50%); }
  100% { transform: translateX(0); }
}
.animate-scroll {
  animation: scroll 30s linear infinite;
}

/* Lender Ticker */
@keyframes tickerScroll {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.lender-ticker-track {
  animation: tickerScroll 35s linear infinite;
}
.lender-ticker-track:hover {
  animation-play-state: paused;
}
/* Compact Service Cards (homepage grid) */
.service-compact-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.6rem;
  padding: 1.25rem 0.75rem;
  background: white;
  border: 1px solid rgba(181,206,176,0.35);
  border-radius: 1rem;
  text-decoration: none;
  color: var(--neutral-black);
  font-size: 0.75rem;
  font-weight: 700;
  text-align: center;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
  cursor: pointer;
}
.service-compact-card:hover {
  border-color: var(--finch-forest);
  box-shadow: 0 6px 20px rgba(45,90,61,0.1);
  transform: translateY(-2px);
}
.service-compact-icon {
  width: 42px;
  height: 42px;
  background: var(--finch-mist);
  border-radius: 0.6rem;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--finch-forest);
}
.service-compact-card:hover .service-compact-icon {
  background: var(--finch-forest);
  color: white;
}

.lender-logo-tile {
  display: inline-flex;
  align-items: center;
  padding: 0.5rem 1rem;
  background: #FAFAFA;
  border: 1px solid #ECECEC;
  border-radius: 0.6rem;
  white-space: nowrap;
  flex-shrink: 0;
  height: 48px;
}
.lender-logo-tile span {
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  font-family: var(--font-sans);
}

/* =========================================================================
   Blur & Visual Accents
   ========================================================================= */
.blur-md { filter: blur(12px); }
.blur-xl { filter: blur(24px); }
.blur-3xl { filter: blur(64px); }
.blur-mega { filter: blur(120px); }

/* ── Color utilities (new 5-color palette) ──────────────────── */
.bg-brand-gold-glow  { background-color: rgba(178,147,97,0.12); }
.bg-brand-cream-glow { background-color: rgba(237,228,214,0.40); }
.bg-finch-sage-glow  { background-color: rgba(98,162,154,0.15); }
.bg-finch-teal-glow  { background-color: rgba(98,162,154,0.15); }
.bg-finch-forest-glow{ background-color: rgba(16,68,62,0.07); }
.text-finch-forest   { color: var(--finch-forest); }
.text-finch-sage     { color: var(--finch-teal); }
.text-finch-teal     { color: var(--finch-teal); }
.text-finch-gold     { color: var(--finch-gold); }
.hero-blob           { position: absolute; border-radius: 50%; filter: blur(80px); pointer-events: none; z-index: -1; }
.hero-blob-sage      { background: radial-gradient(circle, rgba(98,162,154,0.40) 0%, transparent 70%); }
.hero-blob-forest    { background: radial-gradient(circle, rgba(16,68,62,0.10) 0%, transparent 70%); }
.hero-blob-gold      { background: radial-gradient(circle, rgba(178,147,97,0.18) 0%, transparent 70%); }

/* ── Gold accent button ──────────────────────────────────────── */
.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--finch-gold);
  color: white;
  padding: 1rem 2rem;
  border-radius: 0.75rem;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.03em;
  transition: all 0.25s ease;
  text-decoration: none;
  border: none;
  cursor: pointer;
}
.btn-gold:hover { background: #9e7e4f; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(178,147,97,0.3); }

/* ── Lottie icon wrapper ─────────────────────────────────────── */
.lottie-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.lottie-icon lottie-player {
  display: block;
}
/* Icon container sizes */
.icon-sm  lottie-player { width: 32px !important; height: 32px !important; }
.icon-md  lottie-player { width: 48px !important; height: 48px !important; }
.icon-lg  lottie-player { width: 64px !important; height: 64px !important; }
.icon-xl  lottie-player { width: 80px !important; height: 80px !important; }

/* Lottie in benefit / service icon containers */
.benefit-icon lottie-player,
.mega-item-icon lottie-player,
.service-compact-icon lottie-player {
  width: 100% !important;
  height: 100% !important;
}

/* ── Gold accent pill / badge ────────────────────────────────── */
.badge-gold {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(178,147,97,0.12);
  border: 1px solid rgba(178,147,97,0.3);
  color: var(--finch-gold);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.3rem 0.875rem;
  border-radius: 9999px;
}

/* ── Teal accent pill / badge ─────────────────────────────────── */
.badge-teal {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(98,162,154,0.12);
  border: 1px solid rgba(98,162,154,0.3);
  color: var(--finch-medium);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.3rem 0.875rem;
  border-radius: 9999px;
}

/* =========================================================================
   MEGA NAVIGATION
   ========================================================================= */
.nav-logo {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--finch-forest);
  letter-spacing: -0.03em;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 0;
}
.nav-logo-dot { color: var(--finch-gold); }

.nav-link {
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--neutral-medGray);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  transition: color 0.2s ease;
  text-decoration: none;
  white-space: nowrap;
}
.nav-link:hover, .nav-link.active { color: var(--finch-forest); }

/* CTA button in nav */
.btn-nav-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--finch-forest);
  color: white !important;
  padding: 0.7rem 1.4rem;
  border-radius: 0.5rem;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  transition: all 0.25s ease;
  white-space: nowrap;
  text-decoration: none;
}
.btn-nav-cta:hover {
  background: var(--finch-forest-dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(45,90,61,0.25);
}

/* Mega Dropdown – 2-column for Services */
.mega-dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  background: rgba(255,255,255,0.99);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  min-width: 560px;
  box-shadow: 0 24px 60px rgba(45,90,61,0.12), 0 0 0 1px rgba(181,206,176,0.2);
  border-radius: 1.25rem;
  padding: 1.5rem;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.23,1,0.32,1);
  z-index: 200;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.375rem;
}
.nav-item:hover .mega-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.mega-item {
  display: flex;
  align-items: flex-start;
  gap: 0.875rem;
  padding: 0.875rem 1rem;
  border-radius: 0.75rem;
  text-decoration: none;
  transition: background 0.2s ease;
}
.mega-item:hover { background: var(--finch-mist); }

.mega-item-icon {
  width: 38px;
  height: 38px;
  border-radius: 0.5rem;
  background: var(--finch-cream);
  border: 1px solid rgba(181,206,176,0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--finch-forest);
}
.mega-item strong {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--neutral-black);
  margin-bottom: 0.15rem;
}
.mega-item span {
  font-size: 0.75rem;
  color: var(--neutral-warmGray);
  line-height: 1.3;
}

/* Standard dropdown – extended with labels & dividers */
.dropdown-label {
  padding: 0.5rem 2rem 0.25rem;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--finch-forest);
  opacity: 0.7;
}
.dropdown-divider {
  height: 1px;
  background: rgba(181,206,176,0.25);
  margin: 0.5rem 1.25rem;
}

/* =========================================================================
   PAGE COMPONENTS
   ========================================================================= */

/* Breadcrumb */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--neutral-warmGray);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 2rem;
}
.breadcrumb a { color: var(--finch-forest); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb-sep { opacity: 0.4; }

/* Page Hero – full-width with gradient */
.page-hero {
  padding: 7rem 1rem 5rem 1.5rem;
  position: relative;
  overflow: hidden;
}
.page-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(181,206,176,0.2);
  border: 1px solid rgba(181,206,176,0.4);
  padding: 0.4rem 1rem;
  border-radius: 9999px;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--finch-forest);
  margin-bottom: 1.25rem;
}
.page-hero h1 { font-size: clamp(2.25rem, 5vw, 3.75rem); margin-bottom: 1.25rem; }
.page-hero p  { font-size: 1.125rem; color: var(--neutral-medGray); max-width: 600px; line-height: 1.75; margin-bottom: 2rem; }

/* Stats strip */
.stats-strip {
  background: var(--finch-forest);
  color: white;
  padding: 3rem 0;
}
.stats-strip .stat-item { text-align: center; }
.stats-strip .stat-number {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--finch-sage);
  line-height: 1;
  margin-bottom: 0.5rem;
}
.stats-strip .stat-label { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.08em; opacity: 0.75; }

/* Benefit card */
.benefit-card {
  background: white;
  border: 1px solid rgba(181,206,176,0.25);
  border-radius: 1.25rem;
  padding: 2rem;
  transition: all 0.3s ease;
}
.benefit-card:hover {
  border-color: var(--finch-sage);
  box-shadow: var(--shadow-luxury-hover);
  transform: translateY(-4px);
}
.benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: 0.75rem;
  background: var(--finch-mist);
  border: 1px solid rgba(181,206,176,0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--finch-forest);
  margin-bottom: 1.25rem;
}
.benefit-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--neutral-black); margin-bottom: 0.6rem; }
.benefit-card p  { font-size: 0.875rem; color: var(--neutral-medGray); line-height: 1.7; }

/* Process steps */
.process-step {
  display: flex;
  gap: 1.5rem;
  align-items: flex-start;
  padding: 1.75rem 0;
  border-bottom: 1px solid rgba(181,206,176,0.2);
}
.process-step:last-child { border-bottom: none; }
.step-number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--finch-forest);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.875rem;
  flex-shrink: 0;
}
.step-content h3 { font-size: 1rem; font-weight: 700; color: var(--neutral-black); margin-bottom: 0.4rem; }
.step-content p  { font-size: 0.875rem; color: var(--neutral-medGray); line-height: 1.7; }

/* Green CTA section */
.cta-section {
  background: var(--finch-forest);
  border-radius: 1.5rem;
  padding: 4rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(181,206,176,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.cta-section h2 { color: white; font-size: clamp(1.75rem,3vw,2.75rem); margin-bottom: 1rem; }
.cta-section p  { color: rgba(255,255,255,0.75); max-width: 500px; margin: 0 auto 2rem; line-height: 1.75; }
.btn-cta-white {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: white;
  color: var(--finch-forest);
  padding: 1rem 2.5rem;
  border-radius: 0.75rem;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.04em;
  transition: all 0.25s ease;
  text-decoration: none;
}
.btn-cta-white:hover { background: var(--finch-mist); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.15); }
.btn-cta-outline {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: white;
  border: 1.5px solid rgba(255,255,255,0.5);
  padding: 1rem 2.5rem;
  border-radius: 0.75rem;
  font-weight: 700;
  font-size: 0.9rem;
  transition: all 0.25s ease;
  text-decoration: none;
}
.btn-cta-outline:hover { border-color: white; background: rgba(255,255,255,0.08); }

/* =========================================================================
   CALCULATOR WIDGET
   ========================================================================= */
.calc-widget {
  background: white;
  border: 1px solid rgba(181,206,176,0.3);
  border-radius: 1.5rem;
  padding: 2.5rem;
  box-shadow: var(--shadow-luxury);
}
.calc-widget h2 { font-size: 1.5rem; font-weight: 700; margin-bottom: 0.5rem; color: var(--neutral-black); }
.calc-widget p  { color: var(--neutral-medGray); font-size: 0.9rem; margin-bottom: 2rem; }

.calc-input-group { margin-bottom: 1.5rem; }
.calc-input-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--neutral-black);
  margin-bottom: 0.5rem;
}
.calc-input-group input[type="range"] {
  width: 100%;
  accent-color: var(--finch-forest);
  height: 6px;
  border-radius: 3px;
  margin-top: 0.5rem;
  cursor: pointer;
}
.calc-input-row {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--finch-cream);
  border: 1px solid rgba(181,206,176,0.3);
  border-radius: 0.625rem;
  padding: 0.875rem 1.25rem;
}
.calc-input-row span { font-weight: 700; color: var(--finch-forest); font-size: 0.9rem; flex-shrink: 0; }
.calc-input-row input[type="number"] {
  flex: 1;
  background: none;
  border: none;
  outline: none;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 700;
  color: var(--neutral-black);
}
.range-labels { display: flex; justify-content: space-between; font-size: 0.7rem; color: var(--neutral-warmGray); margin-top: 0.25rem; }

.calc-result {
  background: var(--finch-forest);
  border-radius: 1rem;
  padding: 2rem;
  text-align: center;
  margin-top: 1.5rem;
}
.calc-result-label { font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.65); margin-bottom: 0.5rem; }
.calc-result-amount { font-family: var(--font-display); font-size: 3rem; font-weight: 700; color: white; line-height: 1; }
.calc-result-sub { font-size: 0.8rem; color: rgba(255,255,255,0.6); margin-top: 0.5rem; }

.calc-breakdown { margin-top: 1.25rem; display: flex; flex-direction: column; gap: 0.625rem; }
.calc-row { display: flex; justify-content: space-between; align-items: center; padding: 0.75rem; background: var(--finch-cream); border-radius: 0.5rem; font-size: 0.875rem; }
.calc-row span:first-child { color: var(--neutral-medGray); }
.calc-row span:last-child  { font-weight: 700; color: var(--neutral-black); }

/* =========================================================================
   ARTICLE / GUIDE LAYOUT
   ========================================================================= */
.article-layout {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 4rem;
  align-items: start;
}
@media (max-width: 900px) { .article-layout { grid-template-columns: 1fr; } }

.article-body h2 { font-size: 1.75rem; margin: 2.5rem 0 1rem; padding-top: 1rem; border-top: 1px solid rgba(181,206,176,0.25); }
.article-body h3 { font-size: 1.25rem; margin: 2rem 0 0.75rem; color: var(--finch-forest); }
.article-body p  { margin-bottom: 1.25rem; line-height: 1.85; color: var(--neutral-medGray); }
.article-body ul { margin: 0 0 1.25rem 1.25rem; color: var(--neutral-medGray); line-height: 1.85; }
.article-body ul li { margin-bottom: 0.5rem; }
.article-body strong { color: var(--neutral-black); }

.toc-sidebar {
  position: sticky;
  top: 100px;
  background: white;
  border: 1px solid rgba(181,206,176,0.25);
  border-radius: 1rem;
  padding: 1.5rem;
}
.toc-sidebar h4 { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--finch-forest); margin-bottom: 1rem; }
.toc-sidebar a { display: block; font-size: 0.8125rem; color: var(--neutral-medGray); text-decoration: none; padding: 0.4rem 0; border-left: 2px solid transparent; padding-left: 0.75rem; transition: all 0.2s ease; }
.toc-sidebar a:hover, .toc-sidebar a.active { color: var(--finch-forest); border-left-color: var(--finch-sage); }

.info-box {
  background: var(--finch-cream);
  border: 1px solid rgba(181,206,176,0.35);
  border-left: 3px solid var(--finch-forest);
  border-radius: 0 0.75rem 0.75rem 0;
  padding: 1.25rem 1.5rem;
  margin: 1.5rem 0;
  font-size: 0.875rem;
  color: var(--neutral-medGray);
}
.info-box strong { color: var(--finch-forest); display: block; margin-bottom: 0.25rem; }

/* =========================================================================
   REVIEW / TESTIMONIAL CARDS
   ========================================================================= */
.review-card {
  background: white;
  border: 1px solid rgba(181,206,176,0.25);
  border-radius: 1.25rem;
  padding: 2rem;
  transition: all 0.3s ease;
}
.review-card:hover { box-shadow: var(--shadow-luxury-hover); transform: translateY(-3px); }
.review-stars { color: var(--finch-gold); font-size: 1rem; letter-spacing: 0.05em; margin-bottom: 1rem; }
.review-text { font-size: 0.9375rem; line-height: 1.75; color: var(--neutral-medGray); font-style: italic; margin-bottom: 1.5rem; }
.review-author { display: flex; align-items: center; gap: 0.875rem; }
.review-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--finch-forest);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.875rem;
  flex-shrink: 0;
}
.review-author-name { font-weight: 700; font-size: 0.875rem; color: var(--neutral-black); }
.review-author-detail { font-size: 0.75rem; color: var(--neutral-warmGray); }

/* =========================================================================
   CASE STUDY CARDS
   ========================================================================= */
.case-card {
  background: white;
  border: 1px solid rgba(181,206,176,0.25);
  border-radius: 1.25rem;
  overflow: hidden;
  transition: all 0.3s ease;
}
.case-card:hover { box-shadow: var(--shadow-luxury-hover); transform: translateY(-4px); }
.case-card-header { background: var(--finch-forest); padding: 1.75rem 2rem; }
.case-card-header .tag { background: rgba(181,206,176,0.25); color: var(--finch-sage); font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; padding: 0.3rem 0.75rem; border-radius: 9999px; display: inline-block; margin-bottom: 0.75rem; }
.case-card-header h3 { color: white; font-size: 1.25rem; font-weight: 700; }
.case-card-body { padding: 2rem; }
.case-outcome { display: flex; gap: 1.5rem; margin-bottom: 1.25rem; flex-wrap: wrap; }
.case-stat { text-align: center; }
.case-stat-num { font-family: var(--font-display); font-size: 1.5rem; font-weight: 700; color: var(--finch-forest); line-height: 1; }
.case-stat-lbl { font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--neutral-warmGray); }
.case-card p { font-size: 0.875rem; color: var(--neutral-medGray); line-height: 1.7; margin-bottom: 1.25rem; }
.case-card a { font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--finch-forest); text-decoration: none; display: inline-flex; align-items: center; gap: 0.375rem; }
.case-card a:hover { gap: 0.625rem; }

/* =========================================================================
   BLOG CARDS & ARTICLE
   ========================================================================= */
.blog-card {
  background: white;
  border: 1px solid rgba(181,206,176,0.25);
  border-radius: 1.25rem;
  overflow: hidden;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}
.blog-card:hover { box-shadow: var(--shadow-luxury-hover); transform: translateY(-3px); }
.blog-card-img { height: 180px; background: var(--finch-mist); overflow: hidden; position: relative; }
.blog-card-img-inner { width: 100%; height: 100%; display: flex; align-items: center; justify-content: center; }
.blog-card-body { padding: 1.75rem; flex: 1; display: flex; flex-direction: column; }
.blog-tag { display: inline-block; background: var(--finch-cream); color: var(--finch-forest); font-size: 0.65rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; padding: 0.3rem 0.75rem; border-radius: 9999px; margin-bottom: 0.875rem; }
.blog-card h3 { font-size: 1.125rem; font-weight: 700; color: var(--neutral-black); margin-bottom: 0.625rem; line-height: 1.4; }
.blog-card p  { font-size: 0.875rem; color: var(--neutral-medGray); line-height: 1.65; flex: 1; margin-bottom: 1rem; }
.blog-meta { font-size: 0.75rem; color: var(--neutral-lightGray); display: flex; align-items: center; gap: 0.5rem; }
.blog-read-link { font-size: 0.8rem; font-weight: 700; color: var(--finch-forest); text-decoration: none; display: inline-flex; align-items: center; gap: 0.375rem; margin-top: auto; padding-top: 1rem; border-top: 1px solid rgba(181,206,176,0.2); }

/* Blog article page */
.blog-article-header { padding: 6rem 0 3rem; }
.blog-article-header .blog-tag { margin-bottom: 1rem; }
.blog-article-header h1 { font-size: clamp(2rem,4vw,3rem); margin-bottom: 1rem; }
.blog-article-meta { display: flex; align-items: center; gap: 1.25rem; font-size: 0.8rem; color: var(--neutral-warmGray); flex-wrap: wrap; }
.blog-article-body { max-width: 720px; }

/* =========================================================================
   FOOTER (updated)
   ========================================================================= */
.site-footer {
  background: var(--finch-forest);
  padding: 5rem 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 3rem;
}
@media (max-width: 1024px) { .footer-grid { grid-template-columns: 1fr 1fr 1fr; } }
@media (max-width: 640px)  { .footer-grid { grid-template-columns: 1fr; } }
.footer-brand a { font-family: var(--font-display); font-size: 1.75rem; font-weight: 700; color: white; text-decoration: none; }
.footer-brand a span { color: var(--finch-sage); }
.footer-brand p { color: rgba(255,255,255,0.6); font-size: 0.875rem; line-height: 1.7; margin-top: 1rem; max-width: 280px; }
.footer-col h4 { color: white; font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 1.25rem; }
.footer-col a { display: block; color: rgba(255,255,255,0.6); font-size: 0.875rem; text-decoration: none; margin-bottom: 0.625rem; transition: color 0.2s ease; }
.footer-col a:hover { color: var(--finch-sage); }
.footer-bottom { margin-top: 4rem; padding: 1.5rem 0; border-top: 1px solid rgba(255,255,255,0.08); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; }
.footer-bottom span, .footer-bottom a { font-size: 0.75rem; color: rgba(255,255,255,0.4); text-decoration: none; }
.footer-bottom a:hover { color: rgba(255,255,255,0.7); }

/* =========================================================================
   MISC UTILITIES
   ========================================================================= */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1rem;
}
.section-label::before {
  content: '';
  display: block;
  height: 1.5px;
  width: 2.5rem;
  background: var(--finch-sage);
}
.section-label span { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--finch-forest); }

.section-heading { font-size: clamp(2rem, 4vw, 3rem); font-weight: 700; color: var(--neutral-black); }
.section-heading em { font-style: italic; color: var(--finch-forest); font-weight: 400; }

.tag-pill {
  display: inline-block;
  background: rgba(181,206,176,0.2);
  color: var(--finch-forest);
  border: 1px solid rgba(181,206,176,0.4);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.3rem 0.75rem;
  border-radius: 9999px;
}

.divider { height: 1px; background: rgba(181,206,176,0.25); margin: 0; }

/* FAQ enhanced */
.faq-section-label {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--finch-forest);
  margin-bottom: 1rem;
  padding: 0.3rem 0.875rem;
  background: rgba(181,206,176,0.15);
  border-radius: 9999px;
  display: inline-block;
}

/* Responsive helpers for new pages */
.cols-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
.cols-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.cols-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
@media (max-width: 1024px) { .cols-4 { grid-template-columns: repeat(2,1fr); } .cols-3 { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 640px)  { .cols-4, .cols-3, .cols-2 { grid-template-columns: 1fr; } }

/* =========================================================================
   INPUT FIELD
   ========================================================================= */
.input-field {
  width: 100%;
  padding: 0.875rem 1.25rem;
  border: 1px solid rgba(181,206,176,0.4);
  border-radius: 0.625rem;
  background: var(--finch-cream);
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--neutral-black);
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.input-field:focus {
  border-color: var(--finch-forest);
  box-shadow: 0 0 0 3px rgba(45,90,61,0.08);
}
.input-field::placeholder { color: var(--neutral-warmGray); }

/* =========================================================================
   STANDARD DROPDOWN MENU (non-mega)
   ========================================================================= */
.nav-item { position: relative; }
.dropdown-trigger { cursor: default; display: flex; align-items: center; gap: 0.35rem; }
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  background: rgba(255,255,255,0.99);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  min-width: 200px;
  box-shadow: 0 24px 60px rgba(45,90,61,0.12), 0 0 0 1px rgba(181,206,176,0.2);
  border-radius: 1rem;
  padding: 0.75rem 0;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.23,1,0.32,1);
  z-index: 200;
}
.nav-item:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}
.dropdown-item {
  display: block;
  padding: 0.6rem 2rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--neutral-medGray);
  text-decoration: none;
  transition: all 0.15s ease;
  white-space: nowrap;
}
.dropdown-item:hover { color: var(--finch-forest); background: var(--finch-mist); }

/* =========================================================================
   NAV FLEX HELPERS
   ========================================================================= */
.hidden { display: none; }
.md-flex { display: flex; align-items: center; gap: 1.5rem; }
.items-center { align-items: center; }
.gap-6 { gap: 1.5rem; }
@media (max-width: 768px) {
  .md-flex { display: none !important; }
  .md-hidden { display: flex !important; }
}
.md-hidden { display: none; }

/* =========================================================================
   RESPONSIVE HERO GRID
   ========================================================================= */
.lg-grid-cols-2 { grid-template-columns: 1fr 1fr; }
@media (max-width: 900px) {
  .lg-grid-cols-2 { grid-template-columns: 1fr !important; }

  /* Hero: push image carousel below the text/CTA */
  #hero-grid > :first-child { order: 1; }
  #hero-grid > :last-child  { order: 2; }
  #hero-grid { gap: 2rem !important; }

  /* Services: 3 columns on mobile */
  #services-grid { grid-template-columns: repeat(3, 1fr) !important; gap: 0.75rem !important; }
}

/* =========================================================================
   PRIMARY / SECONDARY BUTTONS (standalone)
   ========================================================================= */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--finch-forest);
  color: white;
  padding: 1rem 2rem;
  border-radius: 0.75rem;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.03em;
  transition: all 0.25s ease;
  text-decoration: none;
  border: none;
  cursor: pointer;
}
.btn-primary:hover { background: var(--finch-forest-dark); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(45,90,61,0.25); }

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: white;
  color: var(--finch-forest);
  border: 1.5px solid rgba(181,206,176,0.6);
  padding: 1rem 2rem;
  border-radius: 0.75rem;
  font-weight: 700;
  font-size: 0.9rem;
  transition: all 0.25s ease;
  text-decoration: none;
  cursor: pointer;
}
.btn-secondary:hover { border-color: var(--finch-forest); box-shadow: var(--shadow-luxury-hover); transform: translateY(-2px); }

/* =========================================================================
   MAIN HEADER
   ========================================================================= */
#main-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(181,206,176,0.2);
  transition: all 0.3s ease;
}
#main-header.scrolled {
  box-shadow: 0 4px 20px rgba(45,90,61,0.08);
}

/* =========================================================================
   UI/UX ENHANCEMENTS — Interactivity, Trust, Active States
   ========================================================================= */

/* Cursor pointer on all interactive cards & clickable elements */
.service-compact-card,
.benefit-card,
.review-card,
.case-card,
.blog-card,
.mega-item,
.dropdown-item,
.glass-card,
[class*="-card"] a,
a[class*="-card"] {
  cursor: pointer;
}

/* Nav active state — green underline indicator */
nav a.active.nav-link {
  color: var(--finch-forest) !important;
  font-weight: 700;
}
nav a.active.nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--finch-forest);
  border-radius: 2px;
}
.nav-item.active .dropdown-trigger {
  color: var(--finch-forest) !important;
  font-weight: 700;
}

/* Dropdown item active highlight */
.dropdown-item.active {
  color: var(--finch-forest) !important;
  background: var(--finch-mist);
  font-weight: 700;
}

/* Card hover — unified lift & border accent */
.benefit-card,
.review-card,
.blog-card {
  transition: box-shadow 0.22s ease, transform 0.22s ease, border-color 0.22s ease;
}
.benefit-card:hover,
.review-card:hover,
.blog-card:hover {
  border-color: rgba(45,90,61,0.3);
  transform: translateY(-4px);
  box-shadow: var(--shadow-luxury-hover);
}

/* Mega dropdown — icon pulse on hover */
.mega-item:hover .mega-item-icon {
  background: var(--finch-forest);
  color: white;
  transition: background 0.2s ease, color 0.2s ease;
}
.mega-item-icon {
  transition: background 0.2s ease, color 0.2s ease;
}

/* Focus-visible outlines for keyboard nav (a11y) */
a:focus-visible,
button:focus-visible {
  outline: 2px solid var(--finch-forest);
  outline-offset: 3px;
  border-radius: 4px;
}

/* Smooth underline animation on text links */
.dropdown-item {
  transition: color 0.18s ease, background 0.18s ease, padding-left 0.18s ease;
}
.dropdown-item:hover {
  padding-left: 1.25rem;
}

/* Resources mega dropdown – 3 columns */
.res-mega {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  background: rgba(255,255,255,0.99);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  min-width: 680px;
  box-shadow: 0 24px 60px rgba(45,90,61,0.12), 0 0 0 1px rgba(181,206,176,0.2);
  border-radius: 1.25rem;
  padding: 1.25rem;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.23,1,0.32,1);
  z-index: 200;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
}
.nav-item:hover .res-mega {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}
.res-mega-col { padding: 0.25rem 0.5rem; }
.res-mega-col + .res-mega-col { border-left: 1px solid rgba(181,206,176,0.2); }
.res-mega-title {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--finch-forest);
  opacity: 0.65;
  padding: 0.4rem 0.75rem 0.5rem;
}
.res-mega-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 0.75rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--neutral-black);
  text-decoration: none;
  border-radius: 0.5rem;
  transition: background 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}
.res-mega-item:hover { background: var(--finch-mist); color: var(--finch-forest); }
.res-mega-item.highlight { font-weight: 700; color: var(--finch-forest); }

/* Trust badge strip — metric numbers pulse in on scroll */
@keyframes countUp {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.reveal.active .stat-number,
.reveal.active [class*="stat"] {
  animation: countUp 0.5s ease forwards;
}

/* CTA button — shimmer effect on hover */
.btn-primary {
  position: relative;
  overflow: hidden;
}
.btn-primary::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.15), transparent);
  transition: left 0.45s ease;
  pointer-events: none;
}
.btn-primary:hover::after {
  left: 140%;
}

/* Nav CTA button shimmer */
.btn-nav-cta {
  position: relative;
  overflow: hidden;
}
.btn-nav-cta::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.12), transparent);
  transition: left 0.4s ease;
  pointer-events: none;
}
.btn-nav-cta:hover::after {
  left: 140%;
}

/* Mobile menu — smooth item reveal */
#fullscreen-menu a {
  transition: color 0.18s ease, padding-left 0.18s ease;
}
#fullscreen-menu a:hover {
  color: var(--finch-forest);
  padding-left: 0.25rem;
}

/* Scrollbar styling — subtle brand green */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--finch-cream); }
::-webkit-scrollbar-thumb { background: var(--finch-sage); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--finch-forest); }

/* Reduced motion — respect user preference */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

/* =========================================================================
   FLOATING CONSULTATION CTA
   ========================================================================= */
@keyframes fcta-rise {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

.floating-consult {
  position: fixed;
  bottom: 48px;
  right: 40px;
  z-index: 9998;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  background: linear-gradient(135deg, #10443e 0%, #32745c 60%, #62a29a 100%);
  color: #fff;
  text-decoration: none;
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  border-radius: 12px;
  border: 1px solid rgba(178,147,97,0.4);
  box-shadow: 0 6px 28px rgba(16,68,62,0.4), 0 2px 8px rgba(16,68,62,0.2), inset 0 1px 0 rgba(255,255,255,0.1);
  animation: fcta-rise 0.5s cubic-bezier(0.22,1,0.36,1) 0.8s both;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  white-space: nowrap;
}

.floating-consult::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 12px;
  background: linear-gradient(135deg, #32745c 0%, #62a29a 60%, #b29361 100%);
  opacity: 0;
  transition: opacity 0.25s ease;
}

.floating-consult:hover::before {
  opacity: 1;
}

.floating-consult > * {
  position: relative;
  z-index: 1;
}

.floating-consult:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 14px 44px rgba(16,68,62,0.5), 0 4px 14px rgba(16,68,62,0.3), inset 0 1px 0 rgba(255,255,255,0.15);
}

.floating-consult .fcta-dot {
  width: 6px;
  height: 6px;
  background: var(--finch-gold);
  border-radius: 50%;
  flex-shrink: 0;
  animation: fcta-pulse 2s ease-in-out infinite;
}

@keyframes fcta-pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.5; transform: scale(0.7); }
}

.floating-consult svg {
  flex-shrink: 0;
  transition: transform 0.2s ease;
}

.floating-consult:hover svg {
  transform: translateX(3px);
}

@media (max-width: 480px) {
  .floating-consult {
    bottom: 16px;
    right: 16px;
    padding: 12px 16px;
    font-size: 0.68rem;
  }
}

/* ── Founder Responsive Layout ───────────────────────────────── */
.founder-layout {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  align-items: center;
  padding: 2rem;
  text-align: center;
}

.founder-layout > div:nth-child(2) {
  display: flex;
  flex-direction: column;
  align-items: center;
}

@media (min-width: 1024px) {
  .founder-layout {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 3rem;
    padding: 3.5rem;
    text-align: left;
  }
  
  .founder-layout > div:nth-child(2) {
    align-items: flex-start;
  }
}

/* ── Global Mobile Spacing & Layout Fixes ──────────────────────── */
@media (max-width: 768px) {
  /* Reduce excessive container paddings */
  .container {
    padding-left: 1.25rem !important;
    padding-right: 1.25rem !important;
  }
  
  /* Reduce massive utility paddings */
  .p-8, .p-10, .p-12 { 
    padding: 1.5rem !important; 
  }
  .p-16, .p-24 { 
    padding: 2rem !important; 
  }
  
  /* Fix squeezed glass cards */
  .glass-card {
    padding: 1.5rem !important;
  }
  
  /* Fix FAQ layout squeezing */
  .faq-trigger {
    padding: 1.25rem 1rem !important;
    font-size: 1rem !important;
  }
  .faq-content {
    padding: 0 1rem 1.25rem 1rem !important;
  }
  
  /* Ensure grids stack gracefully if they weren't explicitly responsive */
  .grid.lg-grid-cols-12, .grid.lg-grid-cols-2 {
    display: flex !important;
    flex-direction: column !important;
    gap: 2rem !important;
  }
}