Bad Credit Mortgage &
Debt Consolidation.
Struggling with $45k in high-interest personal debt, an Auckland family used home equity to consolidate debt and regain financial control.
The problem.
A family with a $650k mortgage had accumulated $45,000 in credit card and personal loan debt over a difficult period.
The high 18-22% interest payments were causing missed payments, negatively impacting their credit score, and preventing them from getting a bad credit mortgage refinance from their existing bank.
How we solved it.
The result.
The debt consolidation drastically improved their cash flow by $850 per month.
This stopped the cycle of missed payments, prevented further credit damage, and put the family securely back on the path to financial freedom.
"We thought our bad credit history meant we'd lose the house. Consolidating our debt into our mortgage literally saved our family and our sanity."— Sarah & James Smith, Auckland, Debt Consolidation
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